Currency Converter
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About These Exchange Rates
This converter uses mid-market rates — the midpoint between global buy and sell prices, updated daily. Mid-market is the fairest benchmark rate, but it is not what banks or credit cards charge. Real-world conversions always include a spread (typically 1–4%) and may include additional fees.
For international transfers, compare services like Wise or Revolut, which offer rates much closer to mid-market than traditional banks.
Major Currency Pairs
Live rates loaded from the tool above. Pairs below use USD as the base.
Frequently Asked Questions
How often are exchange rates updated?
Exchange rates are refreshed from our data provider daily. Our server caches rates for up to one hour, so the rates you see are typically within the last hour of the daily update.
Are these rates the same as my bank uses?
No. These are mid-market rates — the most favorable possible rate with no markup. Banks and credit cards add a spread of 1–4% plus may charge foreign transaction fees. The mid-market rate is a fair benchmark, but your actual conversion will cost more.
What is the mid-market rate?
The mid-market rate is the midpoint between buy and sell prices in the global forex market. It has no markup and is used as the reference rate by financial institutions worldwide. Services like Wise use rates close to mid-market; banks and airports typically add a significant margin above it.